Tim and Maria have been married for several years now and had finally saved enough to purchase a home. Since they were both first-time home buyers they qualified for assistance under a first-time home buyer program, and happily set out to find the home of their dreams.

The couple had looked at several homes; however one distinguished Victorian seemed to stand out more than the others. Tim and Maria just knew it would be perfect for them to start a family and so they began to initiate negotiations with the seller. A good faith deposit was given as earnest money, and as they moved further along in the process they grew more and more excited as the date of closing approached.

One evening Tim and Maria shared the news with Steve, a long a time friend of theirs and savvy real-estate investor. Steve was happy for the couple, but brought to their attention that enough research was not done on the property. Although Tim and Maria had researched the local public record, Steve pointed out that they needed an extensive and thorough public property records search to ensure that the seller was completely open and truthful about every detail of the home. Steve even pointed out that a public property records search can even reveal items that the seller was not fully aware of. (more…)

Many realty buyers and sellers don’t think of local public records as a source of profit opportunities. Nor do most property owners realize the protection the recording system provides.  But, doing a property record search can offer the advantage of both.

For example, investors in discounted mortgages probe recently recorded loans carried back by property sellers. By contacting these often reluctant lenders, investors buy these loans at a discount from the face-value; often producing yields of 20 percent or higher.

Another property record search profit opportunity exists in the local tax collector’s office. By checking for unpaid property taxes, investors often locate owners who plan to sell, sometimes at wholesale below-market prices.

But the public records search can also protect property owners and lenders with a reliable system for determining the status of the title and the priority of liens. Because of the technology of computers, many public property records are now automated to make title searching easy and accurate.

Every city or county has an office where property deeds are recorded. This can be called the recorder office, the registrar of deed, county clerk office, or other similar name. When a property deed, mortgage, judgment lien, mechanics lien, income tax lien, or other legal document is recorded, it affects the property’s title status.

To illustrate, suppose you buy a property and receive a deed from the seller. Of course, the seller’s signature must be witnessed by a notary public before the document is eligible for recording. But if you don’t record your deed promptly, and the devious seller conveys the same property to me and I record my deed quickly, if I had no knowledge of your prior deed, the recording laws show ownership to me. You have nothing but a claim against the unscrupulous seller. (more…)

When purchasing a home or a business it can be disastrous if the consumer does not have all of the information available regarding the sale. Luckily now there are many resources available on the Internet to research any public information available through government offices.

Available information found in property records by searching public records can include the name, address and the date the last time the property sold. This allows the consumer to assess the value of a property they are looking to buy or check values on similar properties in the nearby area. These searches can be done for a variety of different types of property.

These can be residential, commercial, Industrial or even agricultural. These searches can trace the ownership back of a certain property over many years. A researcher can print copies of deeds and find tax information on these properties as well. This information can come from a variety of sources from local to federal government.

Prices for these searches can vary depending on the information requested and the region. The prices of these reports can be small in contrast to the money that could be lost by a lack of information on these properties before they are sold. It is always important to be aware of the fact that there are an endless amount of websites all across the Internet that falsely advertises the ability to obtain public records.

Some sites charge outrageous prices or may display bogus or incomplete results even after you are charged and may demand additional fees for the actual results. Other sites have been found to violate the privacy of their consumers, by either reporting searches conducted by individuals or even harass their clientele by flooding them with undesired spam mail.

Therefore, it is advised to use a service that is safe and reliable and comes from a well known and respected company to research data.

Find any records including property records and other public records at Docusearch.com.