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                        Page 2 of 4 from The End of Privacy
                        Adam L. Penenberg, Forbes Magazine, 11.29.99

                        "You call up a company and make it seem like you're a spy on a covert mission, and
                        only they can help you,"he says. "It works every time. All day long I deal with spy
                        wannabes."

                        I'm not the paranoid type; I don't see a huddle on TV and think that 11 football
                        players are talking about me. But things have gone too far. A stalker would kill for
                        the wealth of information Cohn was able to dig up. A crook could parlay the data
                        into credit card scams and "identity theft," pilfering my good credit rating and using it
                        to pull more ripoffs.

                        Cohn operates in this netherworld of private eyes, ex-spooks and ex-cops, retired
                        military men, accountants and research librarians. Now 39, he grew up in the
                        Philadelphia suburb of Bryn Mawr, attended Penn State and joined the Navy in 1980
                        for a three-year stint. In 1987 Cohn formed his own agency to investigate
                        insurance fraud and set up shop in Florida. "There was no shortage of work," he
                        says. He invented a "video periscope" that could rise up through the roof of a van
                        to record a target's scam.

                        In 1995 he founded Docusearch with childhood pal KennethZeiss. They fill up to
                        100 orders a day on the Web, and expect $1 million in business this year. Their
                        clients include lawyers, insurers, private eyes; the Los Angeles Pension Union is a
                        customer, and Citibank's legal recovery department uses Docusearch to find
                        debtors on the run.

                        Cohn, Zeiss and 13 researchers (6 of them licensed P.I.s) work out of the top floor
                        of a dull, five-story office building in Boca Raton, Fla., sitting in cubicles under a
                        fluorescent glare and taking orders from 9 a.m. to 4 p.m. Their Web site is open 24
                        hours a day, 365 days a year. You click through it and load up an on-line shopping
                        cart as casually as if you were at Amazon.com.

                        The researchers use sharp sifting methods, but Cohn also admits to
                        misrepresenting who he is and what he is after. He says the law lets licensed
                        investigators use such tricks as "pretext calling," fooling company employees into
                        divulging customer data over the phone (legal in all but a few states). He even
                        claims to have a government source who provides unpublished numbers for a fee,
                        "and you'll never figure out how he is paid because there's no paper trail."

                        Yet Cohn claims to be more scrupulous than rivals. "Unlike an information broker, I
                        won't break the law. I turn down jobs, like if a jealous boyfriend wants to find out
                        where his ex is living." He also says he won't resell the information to anyone else.

                        Let's hope not. Cohn's first step into my digital domain was to plug my name into the
                        credit bureaus--Transunion, Equifax, Experian. In minutes he had my Social Security
                        number, address and birth date.Credit agencies are supposed to ensure that their
                        subscribers (retailers, auto dealers, banks, mortgage companies) have a legitimate
                        need to check credit.

                        "We physically visit applicants to make sure they live up to our service agreement,"
                        says David Mooney of Equifax, which keeps records on 200 million Americans and
                        shares them with 114,000 clients. He says resellers of the data must do the same.
                        "It's rare that anyone abuses the system." But Cohn says he gets his data from a
                        reseller, and no one has ever checked up on him.

                        Armed with my credit header, Dan Cohn tapped other sites. A week after my
                        birthday, true to his word, he faxed me a three-page summary of my life. He had
                        pulled up my utility bills, my two unlisted phone numbers and my finances.

 
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